Online and mobile food ordering and delivery platform.
Technical Note: Grubhub transactions typically report under MCC codes:
5812. This helps determine which card multiplier applies.
Ranked Card Rewards at Grubhub
| Card | Rate | Cash / $100 | Credits/mo | Network Perk | Why it Wins |
|---|---|---|---|---|---|
| Citi Prestige Card | 5x Thankyou Points | $5.00 | — | — | Restaurants Category |
| The World of Hyatt Credit Card | 2x Hyatt Points | $4.60 | — | — | Dining Category |
| Robinhood Gold Card | 3x Cash | $3.00 | — | — | Base Rate |
| Chase Sapphire Preferred | 3x Chase Points | $3.00 | — | — | Dining Category |
| American Express Gold Card | 4x Amex Points | $2.40 | — | — | Direct Partnership |
| Chase Ink Business Premier | 2x Cash | $2.00 | — | — | Base Rate |
| Chase Ink Business Unlimited | 2x Cash | $1.50 | — | — | Base Rate |
How we calculate this
We join merchant transaction data (MCCs) with card reward structures to find the highest effective yield. For points programs, we assume a live valuation (e.g., 1 cent per Chase point) to provide a comparable “Cash Value” metric.
Suggested Merchant Category Codes (MCC)
The following categories are typically used by payment networks (Visa, Mastercard, Amex) to classify this merchant. These codes determine the reward yield for specific credit cards.
● MCC-5812
ISO 18245
Eating Places and Restaurants
Restaurants Merchants classified with this MCC prepare food and drinks for immediate consumption, typically on the Merchant’s premises. These Merchants typically provide table service and may include alcoholic beverages on the menu. This MCC includes food delivery for Merchants qualifying for this MCC. Cafes, Restaurants Cafeterias Diners – Eating Establishments Soda Fountains Restaurants Restaurants