Experian is a major destination for credit score spending. Depending on which card you use, you could be earning anywhere from 1x to 10x back on every dollar.
Ranked Card Rewards at Experian
| Card | Rate | Currency | Est. Value per $100 | Method |
|---|---|---|---|---|
| Robinhood Gold Card | 3x | Cash | $3.00 | Base Rate |
| The World of Hyatt Credit Card | 1x | Hyatt Points | $2.30 | Base Rate |
| Chase Ink Business Premier® | 2x | Cash | $2.00 | Base Rate |
| Chase Ink Business Unlimited® | 1.5x | Cash | $1.50 | Base Rate |
| Chase Sapphire Preferred® | 1x | Chase Points | $1.00 | Base Rate |
| Citi Prestige® Card | 1x | Thankyou Points | $1.00 | Base Rate |
| American Express® Gold Card | 1x | Amex Points | $0.60 | Base Rate |
About Experian
Global information services group and credit reporting bureau.
How we calculate this
We join merchant transaction data (MCCs) with card reward structures to find the highest effective yield. For points programs, we assume a baseline value (e.g., 1 cent per Chase point) to provide a comparable “Cash Value” metric.