| 1st | Alliant Cashback Visa® Signature Credit Card Alliant Credit Union | 0% | Better than 35% |
| 1st | Amex Delta SkyMiles® Gold Business Card American Express | 0% | Better than 35% |
| 1st | Amex Delta SkyMiles® Platinum Business Card American Express | 0% | Better than 35% |
| 1st | Amex Delta SkyMiles® Reserve Business Card American Express | 0% | Better than 35% |
| 1st | Amex Business Gold Card American Express | 0% | Better than 35% |
| 1st | Amex Graphite® Business Cash Unlimited Card American Express | 0% | Better than 35% |
| 1st | Amex Hilton Honors Business Card American Express | 0% | Better than 35% |
| 1st | Amex Marriott Bonvoy Business Card American Express | 0% | Better than 35% |
| 1st | Amex Business Platinum Card® American Express | 0% | Better than 35% |
| 1st | Centurion Card from American Express American Express | 0% | Better than 35% |
| 1st | Amex Delta SkyMiles Blue American Express | 0% | Better than 35% |
| 1st | Amex Delta SkyMiles Gold American Express | 0% | Better than 35% |
| 1st | Amex Delta SkyMiles Platinum American Express | 0% | Better than 35% |
| 1st | Delta SkyMiles Reserve American Express Card American Express | 0% | Better than 35% |
| 1st | Gold Rewards Card American Express | 0% | Better than 35% |
| 1st | Amex Green Card American Express | 0% | Better than 35% |
| 1st | Hilton Honors American Express Aspire Card American Express | 0% | Better than 35% |
| 1st | Amex Hilton Honors American Express | 0% | Better than 35% |
| 1st | Hilton Honors American Express Surpass Card American Express | 0% | Better than 35% |
| 1st | Marriott Bonvoy Bevy American Express Card American Express | 0% | Better than 35% |
| 1st | Marriott Bonvoy American Express Card American Express | 0% | Better than 35% |
| 1st | Marriott Bonvoy Brilliant American Express Card American Express | 0% | Better than 35% |
| 1st | Amex Platinum Card American Express | 0% | Better than 35% |
| 1st | Avant Credit Card Avant (WebBank) | 0% | Better than 35% |
| 1st | Bank of America® Business Advantage Travel Rewards World Mastercard® Bank of America | 0% | Better than 35% |
| 1st | Bank of America® Premium Rewards® Elite Credit Card Bank of America | 0% | Better than 35% |
| 1st | Bank of America® Premium Rewards® Credit Card Bank of America | 0% | Better than 35% |
| 1st | Bank of America® Travel Rewards Credit Card Bank of America | 0% | Better than 35% |
| 1st | AAdvantage® Aviator® Red World Elite Mastercard® Barclays | 0% | Better than 35% |
| 1st | Hawaiian Airlines® World Elite Mastercard® Barclays | 0% | Better than 35% |
| 1st | JetBlue Plus Card Barclays | 0% | Better than 35% |
| 1st | JetBlue Card Barclays | 0% | Better than 35% |
| 1st | Wyndham Rewards Earner® Business Card Barclays | 0% | Better than 35% |
| 1st | Wyndham Rewards Earner® Plus Card Barclays | 0% | Better than 35% |
| 1st | BECU Visa® Credit Card BECU | 0% | Better than 35% |
| 1st | Bilt World Elite Mastercard® Wells Fargo (Bilt) | 0% | Better than 35% |
| 1st | Air France KLM World Elite Mastercard® Bank of America | 0% | Better than 35% |
| 1st | Alaska Airlines Visa® Business Card Bank of America | 0% | Better than 35% |
| 1st | Alaska Airlines Visa Signature® Bank of America | 0% | Better than 35% |
| 1st | Allegiant World Mastercard® Bank of America | 0% | Better than 35% |
| 1st | Business Advantage Travel Rewards World Mastercard® Bank of America | 0% | Better than 35% |
| 1st | Free Spirit® Travel More World Elite Mastercard® Bank of America | 0% | Better than 35% |
| 1st | Norwegian Cruise Line® World Mastercard® Bank of America | 0% | Better than 35% |
| 1st | Bank of America Premium Rewards Elite Bank of America | 0% | Better than 35% |
| 1st | Bank of America Premium Rewards Bank of America | 0% | Better than 35% |
| 1st | Sonesta World Mastercard® Bank of America | 0% | Better than 35% |
| 1st | Bank of America Travel Rewards Bank of America | 0% | Better than 35% |
| 1st | Virgin Atlantic World Elite Mastercard® Bank of America | 0% | Better than 35% |
| 1st | AAA Daily Advantage Visa Signature® Credit Card Bread Financial (Comenity) | 0% | Better than 35% |
| 1st | AAA Travel Advantage Visa Signature® Credit Card Bread Financial (Comenity) | 0% | Better than 35% |
| 1st | Brex Corporate Card Brex | 0% | Better than 35% |
| 1st | Capital One Platinum Credit Card Capital One | 0% | Better than 35% |
| 1st | Capital One Quicksilver Student Cash Rewards Credit Card Capital One | 0% | Better than 35% |
| 1st | Capital One Quicksilver Cash Rewards Credit Card Capital One | 0% | Better than 35% |
| 1st | Capital One QuicksilverOne Cash Rewards Credit Card Capital One | 0% | Better than 35% |
| 1st | Capital One SavorOne Student Cash Rewards Credit Card Capital One | 0% | Better than 35% |
| 1st | Capital One SavorOne Cash Rewards Credit Card Capital One | 0% | Better than 35% |
| 1st | Capital One Spark Cash Plus Capital One | 0% | Better than 35% |
| 1st | Capital One Spark Cash Select Capital One | 0% | Better than 35% |
| 1st | Capital One Spark Miles Select for Business Capital One | 0% | Better than 35% |
| 1st | Capital One Spark Miles for Business Capital One | 0% | Better than 35% |
| 1st | Capital One Venture X Business Capital One | 0% | Better than 35% |
| 1st | Capital One Venture X Rewards Credit Card Capital One | 0% | Better than 35% |
| 1st | Capital One Venture Rewards Credit Card Capital One | 0% | Better than 35% |
| 1st | Capital One VentureOne Rewards Credit Card Capital One | 0% | Better than 35% |
| 1st | Chase Aeroplan® Credit Card Chase | 0% | Better than 35% |
| 1st | Amazon Prime Visa Chase | 0% | Better than 35% |
| 1st | World of Hyatt Business Credit Card Chase | 0% | Better than 35% |
| 1st | IHG One Rewards Premier Business Credit Card Chase | 0% | Better than 35% |
| 1st | Ink Business Preferred® Credit Card Chase | 0% | Better than 35% |
| 1st | Ink Business Premier® Credit Card Chase | 0% | Better than 35% |
| 1st | United Club℠ Business Card Chase | 0% | Better than 35% |
| 1st | United℠ Business Card Chase | 0% | Better than 35% |
| 1st | Disney® Inspire Visa® Card Chase | 0% | Better than 35% |
| 1st | Disney® Premier Visa® Card Chase | 0% | Better than 35% |
| 1st | World of Hyatt Credit Card Chase | 0% | Better than 35% |
| 1st | IHG One Rewards Premier Credit Card Chase | 0% | Better than 35% |
| 1st | IHG One Rewards Traveler Credit Card Chase | 0% | Better than 35% |
| 1st | Marriott Bonvoy Bold® Credit Card Chase | 0% | Better than 35% |
| 1st | Marriott Bonvoy Boundless® Credit Card Chase | 0% | Better than 35% |
| 1st | Marriott Bonvoy Bountiful™ Credit Card Chase | 0% | Better than 35% |
| 1st | Chase Sapphire Preferred Chase | 0% | Better than 35% |
| 1st | Chase Sapphire Reserve® Chase | 0% | Better than 35% |
| 1st | United Club℠ Infinite Card Chase | 0% | Better than 35% |
| 1st | United℠ Explorer Card Chase | 0% | Better than 35% |
| 1st | United Gateway℠ Credit Card Chase | 0% | Better than 35% |
| 1st | United Quest℠ Card Chase | 0% | Better than 35% |
| 1st | Chime Credit Builder Secured Visa® Credit Card Chime (Stride Bank) | 0% | Better than 35% |
| 1st | Citi® / AAdvantage® Executive World Elite Mastercard® Citi | 0% | Better than 35% |
| 1st | Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Citi | 0% | Better than 35% |
| 1st | CitiBusiness® / AAdvantage® Platinum Select® Mastercard® Citi | 0% | Better than 35% |
| 1st | Costco Anywhere Visa® Business Card by Citi Citi | 0% | Better than 35% |
| 1st | Costco Anywhere Visa® Card by Citi Citi | 0% | Better than 35% |
| 1st | Citi Premier Card Citibank | 0% | Better than 35% |
| 1st | Citi Prestige Card Citibank | 0% | Better than 35% |
| 1st | Citi Strata Premier℠ Card Citi | 0% | Better than 35% |
| 1st | Citizens Cash Back Plus™ World Mastercard® Citizens Bank | 0% | Better than 35% |
| 1st | Unicorn Card Cred.ai (WSFS Bank) | 0% | Better than 35% |
| 1st | Discover it® Cash Back Discover | 0% | Better than 35% |
| 1st | Discover it® Chrome Discover | 0% | Better than 35% |
| 1st | Discover it® Miles Discover | 0% | Better than 35% |
| 1st | Discover it® Secured Credit Card Discover | 0% | Better than 35% |
| 1st | Discover it® Student Cash Back Discover | 0% | Better than 35% |
| 1st | Discover it® Student Chrome Discover | 0% | Better than 35% |
| 1st | Fifth Third 1.67% Cash/Back Card Fifth Third Bank | 0% | Better than 35% |
| 1st | Priority Destinations® World Elite Mastercard® First Hawaiian Bank | 0% | Better than 35% |
| 1st | Odyssey™ Rewards World Elite Mastercard® First Tech FCU | 0% | Better than 35% |
| 1st | Gemini Credit Card® WebBank (Gemini) | 0% | Better than 35% |
| 1st | Platinum Rewards Credit Card Golden 1 Credit Union | 0% | Better than 35% |
| 1st | Apple Card Goldman Sachs | 0% | Better than 35% |
| 1st | My GM Rewards Card Goldman Sachs | 0% | Better than 35% |
| 1st | cashRewards Credit Card Navy Federal Credit Union | 0% | Better than 35% |
| 1st | Visa Signature® Flagship Rewards Credit Card Navy Federal Credit Union | 0% | Better than 35% |
| 1st | GO REWARDS® Credit Card Navy Federal Credit Union | 0% | Better than 35% |
| 1st | More Rewards American Express® Card Navy Federal Credit Union | 0% | Better than 35% |
| 1st | Platinum Credit Card Navy Federal Credit Union | 0% | Better than 35% |
| 1st | Gold Visa® Card PenFed Credit Union | 0% | Better than 35% |
| 1st | Pathfinder® Rewards Visa Signature® Card PenFed Credit Union | 0% | Better than 35% |
| 1st | Platinum Rewards Visa Signature® Card PenFed Credit Union | 0% | Better than 35% |
| 1st | Power Cash Rewards Visa Signature® Card PenFed Credit Union | 0% | Better than 35% |
| 1st | Petal® 2 "Cash Back, No Fees" Visa® Credit Card WebBank (Petal) | 0% | Better than 35% |
| 1st | Ramp Corporate Card Ramp | 0% | Better than 35% |
| 1st | Robinhood Gold Card Robinhood | 0% | Better than 35% |
| 1st | Robinhood Platinum Card Robinhood | 0% | Better than 35% |
| 1st | Santander® Ultimate Cash Back Santander Bank | 0% | Better than 35% |
| 1st | SchoolsFirst Inspire Mastercard® SchoolsFirst FCU | 0% | Better than 35% |
| 1st | SECU Visa® Credit Card SECU (NC) | 0% | Better than 35% |
| 1st | SoFi Credit Card The Bancorp Bank | 0% | Better than 35% |
| 1st | Amazon Store Card Synchrony | 0% | Better than 35% |
| 1st | Venmo Credit Card Synchrony | 0% | Better than 35% |
| 1st | Tomo Credit Card TomoCredit (Community Federal Savings Bank) | 0% | Better than 35% |
| 1st | Truist Enjoy Cash credit card Truist | 0% | Better than 35% |
| 1st | Upgrade Cash Rewards Visa® Upgrade (Sutton Bank) | 0% | Better than 35% |
| 1st | U.S. Bank Altitude® Connect Visa Signature® Card U.S. Bank | 0% | Better than 35% |
| 1st | U.S. Bank Altitude® Go Visa Signature® Card U.S. Bank | 0% | Better than 35% |
| 1st | U.S. Bank Altitude® Reserve Visa Infinite® Card U.S. Bank | 0% | Better than 35% |
| 1st | U.S. Bank Business Altitude™ Connect World Elite Mastercard® U.S. Bank | 0% | Better than 35% |
| 1st | U.S. Bank Business Altitude™ Power World Elite Mastercard® U.S. Bank | 0% | Better than 35% |
| 1st | U.S. Bank Business Leverage® Visa Signature® Card U.S. Bank | 0% | Better than 35% |
| 1st | USAA® Cashback Rewards Plus American Express® Card USAA | 0% | Better than 35% |
| 1st | USAA® Rate Advantage Visa Platinum® Card USAA | 0% | Better than 35% |
| 1st | Wells Fargo Autograph Journey℠ Card Wells Fargo | 0% | Better than 35% |
| 1st | Wells Fargo Autograph℠ Card Wells Fargo | 0% | Better than 35% |
| 1st | Bilt Mastercard® Wells Fargo | 0% | Better than 35% |
| 1st | Choice Privileges® Select Mastercard® Wells Fargo | 0% | Better than 35% |
| 1st | Choice Privileges® Mastercard® Wells Fargo | 0% | Better than 35% |
| 1st | Signify Business Cash℠ Card by Wells Fargo Wells Fargo | 0% | Better than 35% |
| 148th | Fidelity® Rewards Visa Signature® Card Elan Financial Services | 1% | Better than 34% |
| 149th | Merrick Bank Double Your Line® Visa® Merrick Bank | 2% | Better than 34% |
| 150th | Amex Blue Cash Everyday American Express | 3% | Better than 29% |
| 150th | Amex Blue Cash Preferred American Express | 3% | Better than 29% |
| 150th | Amex Blue Business Cash Card American Express | 3% | Better than 29% |
| 150th | The Blue Business Plus Credit Card from American Express American Express | 3% | Better than 29% |
| 150th | Business Green Rewards Card from American Express American Express | 3% | Better than 29% |
| 150th | Amex Cash Magnet American Express | 3% | Better than 29% |
| 150th | Amex EveryDay American Express | 3% | Better than 29% |
| 150th | Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley American Express | 3% | Better than 29% |
| 150th | Optima® Platinum Card American Express | 3% | Better than 29% |
| 150th | Amex Optima Card American Express | 3% | Better than 29% |
| 150th | Charles Schwab Investor Credit Card from American Express American Express | 3% | Better than 29% |
| 161st | Bank of America® Business Advantage Customized Cash Rewards Mastercard® Bank of America | 3% | Better than 0% |
| 161st | Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Bank of America | 3% | Better than 0% |
| 161st | Bank of America® Customized Cash Rewards Credit Card Bank of America | 3% | Better than 0% |
| 161st | Bank of America® Unlimited Cash Rewards Credit Card Bank of America | 3% | Better than 0% |
| 161st | BMO Cash Back Mastercard® BMO (US) | 3% | Better than 0% |
| 161st | BankAmericard® Bank of America | 3% | Better than 0% |
| 161st | Business Advantage Customized Cash Rewards Mastercard® Bank of America | 3% | Better than 0% |
| 161st | Business Advantage Unlimited Cash Rewards Mastercard® Bank of America | 3% | Better than 0% |
| 161st | Celebrity Cruises® Visa Signature® Bank of America | 3% | Better than 0% |
| 161st | Bank of America Customized Cash Rewards Bank of America | 3% | Better than 0% |
| 161st | Free Spirit® Travel Mastercard® Bank of America | 3% | Better than 0% |
| 161st | Platinum Plus® Mastercard® Business card Bank of America | 3% | Better than 0% |
| 161st | Royal Caribbean® Visa Signature® Bank of America | 3% | Better than 0% |
| 161st | Susan G. Komen® Customized Cash Rewards Visa® Bank of America | 3% | Better than 0% |
| 161st | Bank of America Unlimited Cash Rewards Bank of America | 3% | Better than 0% |
| 161st | World Wildlife Fund Customized Cash Rewards Visa® Bank of America | 3% | Better than 0% |
| 161st | Amazon Visa Chase | 3% | Better than 0% |
| 161st | Ink Business Cash® Credit Card Chase | 3% | Better than 0% |
| 161st | Southwest® Rapid Rewards® Performance Business Credit Card Chase | 3% | Better than 0% |
| 161st | Southwest® Rapid Rewards® Premier Business Credit Card Chase | 3% | Better than 0% |
| 161st | Disney® Visa® Card Chase | 3% | Better than 0% |
| 161st | DoorDash Rewards Mastercard® Chase | 3% | Better than 0% |
| 161st | Chase Freedom Flex℠ Chase | 3% | Better than 0% |
| 161st | Chase Freedom Unlimited® Chase | 3% | Better than 0% |
| 161st | Chase Ink Business Unlimited® Chase | 3% | Better than 0% |
| 161st | Instacart Mastercard® Chase | 3% | Better than 0% |
| 161st | Southwest Rapid Rewards® Plus Credit Card Chase | 3% | Better than 0% |
| 161st | Southwest Rapid Rewards® Premier Credit Card Chase | 3% | Better than 0% |
| 161st | Southwest Rapid Rewards® Priority Credit Card Chase | 3% | Better than 0% |
| 161st | American Airlines AAdvantage® MileUp® Mastercard® Citi | 3% | Better than 0% |
| 161st | AT&T Points Plus® Card from Citi Citi | 3% | Better than 0% |
| 161st | My Best Buy Visa Card Citibank | 3% | Better than 0% |
| 161st | Citi Custom Cash® Card Citi | 3% | Better than 0% |
| 161st | Citi® Diamond Preferred® Card Citi | 3% | Better than 0% |
| 161st | Citi Dividend Card Citibank | 3% | Better than 0% |
| 161st | Citi Double Cash® Card Citi | 3% | Better than 0% |
| 161st | The Home Depot Consumer Credit Card Citibank | 3% | Better than 0% |
| 161st | L.L.Bean Mastercard Citibank | 3% | Better than 0% |
| 161st | Macy's American Express Card Citibank | 3% | Better than 0% |
| 161st | Citi Rewards+® Card Citi | 3% | Better than 0% |
| 161st | Shop Your Way Mastercard Citibank | 3% | Better than 0% |
| 161st | Citi Simplicity® Card Citi | 3% | Better than 0% |
| 161st | Citi ThankYou Preferred Card Citibank | 3% | Better than 0% |
| 161st | Comerica Platinum Rewards Mastercard® Comerica Bank | 3% | Better than 0% |
| 161st | Special Connections® Visa® Commerce Bank | 3% | Better than 0% |
| 161st | Platinum Rewards Visa® Credit One Bank | 3% | Better than 0% |
| 161st | Smart Option® Visa® First Citizens Bank | 3% | Better than 0% |
| 161st | First PREMIER Bank Mastercard® First PREMIER Bank | 3% | Better than 0% |
| 161st | FNBO Evergreen® Rewards Visa® First National Bank of Omaha (FNBO) | 3% | Better than 0% |
| 161st | Huntington Voice Credit Card® Huntington Bank | 3% | Better than 0% |
| 161st | Key2More Rewards® Mastercard® KeyBank | 3% | Better than 0% |
| 161st | Mission Lane Visa® Credit Card Mission Lane (Transportation Alliance Bank) | 3% | Better than 0% |
| 161st | M&T Visa® Signature Credit Card M&T Bank | 3% | Better than 0% |
| 161st | PNC Cash Rewards® Visa® Credit Card PNC Bank | 3% | Better than 0% |
| 161st | Regions Cash Rewards Visa® Regions Bank | 3% | Better than 0% |
| 161st | PayPal Cashback Mastercard® Synchrony | 3% | Better than 0% |
| 161st | TD Double Up℠ Credit Card TD Bank | 3% | Better than 0% |
| 161st | U.S. Bank Business Triple Cash Rewards World Elite Mastercard® U.S. Bank | 3% | Better than 0% |
| 161st | U.S. Bank Cash+® Visa Signature® Card U.S. Bank | 3% | Better than 0% |
| 161st | U.S. Bank Visa® Platinum Card U.S. Bank | 3% | Better than 0% |
| 161st | U.S. Bank Shopper Cash Rewards® Visa Signature® Card U.S. Bank | 3% | Better than 0% |
| 161st | Wells Fargo Active Cash® Card Wells Fargo | 3% | Better than 0% |
| 161st | Wells Fargo Attune℠ Card Wells Fargo | 3% | Better than 0% |
| 161st | Wells Fargo Reflect® Card Wells Fargo | 3% | Better than 0% |
| 161st | Amazing Rewards® Visa® Credit Card Zions Bank | 3% | Better than 0% |