Base Rewards Rate Rankings

225 cards ranked highest to lowest. Range: 0x – 5x. Median: 1x.

RankCardBase Rewards Ratevs. All Cards
1stKey2More Rewards® Mastercard®
KeyBank
5x
Better than 100%
2ndMy GM Rewards Card
Goldman Sachs
4x
Better than 99%
3rdAmex Hilton Honors Business Card
American Express
3x
Better than 96%
3rdHilton Honors American Express Aspire Card
American Express
3x
Better than 96%
3rdAmex Hilton Honors
American Express
3x
Better than 96%
3rdHilton Honors American Express Surpass Card
American Express
3x
Better than 96%
3rdIHG One Rewards Premier Business Credit Card
Chase
3x
Better than 96%
3rdIHG One Rewards Premier Credit Card
Chase
3x
Better than 96%
3rdRobinhood Gold Card
Robinhood
3x
Better than 96%
10thAlliant Cashback Visa® Signature Credit Card
Alliant Credit Union
2x
Better than 96%
11thAmex Graphite® Business Cash Unlimited Card
American Express
2x
Better than 84%
11thAmex Marriott Bonvoy Business Card
American Express
2x
Better than 84%
11thMarriott Bonvoy Bevy American Express Card
American Express
2x
Better than 84%
11thMarriott Bonvoy American Express Card
American Express
2x
Better than 84%
11thMarriott Bonvoy Brilliant American Express Card
American Express
2x
Better than 84%
11thCapital One Spark Cash Plus
Capital One
2x
Better than 84%
11thCapital One Spark Miles for Business
Capital One
2x
Better than 84%
11thCapital One Venture X Business
Capital One
2x
Better than 84%
11thCapital One Venture X Rewards Credit Card
Capital One
2x
Better than 84%
11thCapital One Venture Rewards Credit Card
Capital One
2x
Better than 84%
11thInk Business Premier® Credit Card
Chase
2x
Better than 84%
11thIHG One Rewards Traveler Credit Card
Chase
2x
Better than 84%
11thMarriott Bonvoy Bold® Credit Card
Chase
2x
Better than 84%
11thMarriott Bonvoy Boundless® Credit Card
Chase
2x
Better than 84%
11thMarriott Bonvoy Bountiful™ Credit Card
Chase
2x
Better than 84%
11thCiti Double Cash® Card
Citi
2x
Better than 84%
11thFidelity® Rewards Visa Signature® Card
Elan Financial Services
2x
Better than 84%
11thFNBO Evergreen® Rewards Visa®
First National Bank of Omaha (FNBO)
2x
Better than 84%
11thVisa Signature® Flagship Rewards Credit Card
Navy Federal Credit Union
2x
Better than 84%
11thPower Cash Rewards Visa Signature® Card
PenFed Credit Union
2x
Better than 84%
11thSoFi Credit Card
The Bancorp Bank
2x
Better than 84%
11thTD Double Up℠ Credit Card
TD Bank
2x
Better than 84%
11thU.S. Bank Business Altitude™ Power World Elite Mastercard®
U.S. Bank
2x
Better than 84%
11thWells Fargo Active Cash® Card
Wells Fargo
2x
Better than 84%
11thSignify Business Cash℠ Card by Wells Fargo
Wells Fargo
2x
Better than 84%
36thCitizens Cash Back Plus™ World Mastercard®
Citizens Bank
2x
Better than 84%
37thcashRewards Credit Card
Navy Federal Credit Union
2x
Better than 84%
38thFifth Third 1.67% Cash/Back Card
Fifth Third Bank
2x
Better than 83%
39thAmex Cash Magnet
American Express
2x
Better than 68%
39thBank of America® Business Advantage Travel Rewards World Mastercard®
Bank of America
2x
Better than 68%
39thBank of America® Business Advantage Unlimited Cash Rewards Mastercard®
Bank of America
2x
Better than 68%
39thBank of America® Premium Rewards® Elite Credit Card
Bank of America
2x
Better than 68%
39thBank of America® Premium Rewards® Credit Card
Bank of America
2x
Better than 68%
39thBank of America® Travel Rewards Credit Card
Bank of America
2x
Better than 68%
39thBank of America® Unlimited Cash Rewards Credit Card
Bank of America
2x
Better than 68%
39thBECU Visa® Credit Card
BECU
2x
Better than 68%
39thAir France KLM World Elite Mastercard®
Bank of America
2x
Better than 68%
39thBusiness Advantage Travel Rewards World Mastercard®
Bank of America
2x
Better than 68%
39thBusiness Advantage Unlimited Cash Rewards Mastercard®
Bank of America
2x
Better than 68%
39thBank of America Premium Rewards Elite
Bank of America
2x
Better than 68%
39thBank of America Premium Rewards
Bank of America
2x
Better than 68%
39thBank of America Travel Rewards
Bank of America
2x
Better than 68%
39thBank of America Unlimited Cash Rewards
Bank of America
2x
Better than 68%
39thVirgin Atlantic World Elite Mastercard®
Bank of America
2x
Better than 68%
39thCapital One Quicksilver Student Cash Rewards Credit Card
Capital One
2x
Better than 68%
39thCapital One Quicksilver Cash Rewards Credit Card
Capital One
2x
Better than 68%
39thCapital One QuicksilverOne Cash Rewards Credit Card
Capital One
2x
Better than 68%
39thCapital One Spark Cash Select
Capital One
2x
Better than 68%
39thCapital One Spark Miles Select for Business
Capital One
2x
Better than 68%
39thChase Freedom Unlimited®
Chase
2x
Better than 68%
39thChase Ink Business Unlimited®
Chase
2x
Better than 68%
39thDiscover it® Miles
Discover
2x
Better than 68%
39thPlatinum Rewards Credit Card
Golden 1 Credit Union
2x
Better than 68%
39thM&T Visa® Signature Credit Card
M&T Bank
2x
Better than 68%
39thPathfinder® Rewards Visa Signature® Card
PenFed Credit Union
2x
Better than 68%
39thPetal® 2 "Cash Back, No Fees" Visa® Credit Card
WebBank (Petal)
2x
Better than 68%
39thRamp Corporate Card
Ramp
2x
Better than 68%
39thRegions Cash Rewards Visa®
Regions Bank
2x
Better than 68%
39thSantander® Ultimate Cash Back
Santander Bank
2x
Better than 68%
39thSchoolsFirst Inspire Mastercard®
SchoolsFirst FCU
2x
Better than 68%
39thPayPal Cashback Mastercard®
Synchrony
2x
Better than 68%
39thUpgrade Cash Rewards Visa®
Upgrade (Sutton Bank)
2x
Better than 68%
39thU.S. Bank Shopper Cash Rewards® Visa Signature® Card
U.S. Bank
2x
Better than 68%
74thCapital One VentureOne Rewards Credit Card
Capital One
1x
Better than 67%
75thAmex Blue Cash Everyday
American Express
1x
Better than 10%
75thAmex Blue Cash Preferred
American Express
1x
Better than 10%
75thAmex Blue Business Cash Card
American Express
1x
Better than 10%
75thThe Blue Business Plus Credit Card from American Express
American Express
1x
Better than 10%
75thAmex Delta SkyMiles® Gold Business Card
American Express
1x
Better than 10%
75thAmex Delta SkyMiles® Platinum Business Card
American Express
1x
Better than 10%
75thAmex Delta SkyMiles® Reserve Business Card
American Express
1x
Better than 10%
75thAmex Business Gold Card
American Express
1x
Better than 10%
75thBusiness Green Rewards Card from American Express
American Express
1x
Better than 10%
75thAmex Business Platinum Card®
American Express
1x
Better than 10%
75thCenturion Card from American Express
American Express
1x
Better than 10%
75thAmex Delta SkyMiles Blue
American Express
1x
Better than 10%
75thAmex Delta SkyMiles Gold
American Express
1x
Better than 10%
75thAmex Delta SkyMiles Platinum
American Express
1x
Better than 10%
75thDelta SkyMiles Reserve American Express Card
American Express
1x
Better than 10%
75thAmex EveryDay
American Express
1x
Better than 10%
75thGold Rewards Card
American Express
1x
Better than 10%
75thAmex Green Card
American Express
1x
Better than 10%
75thBlue Cash Preferred Card from American Express Exclusively for Morgan Stanley
American Express
1x
Better than 10%
75thAmex Platinum Card
American Express
1x
Better than 10%
75thBank of America® Business Advantage Customized Cash Rewards Mastercard®
Bank of America
1x
Better than 10%
75thBank of America® Customized Cash Rewards Credit Card
Bank of America
1x
Better than 10%
75thAAdvantage® Aviator® Red World Elite Mastercard®
Barclays
1x
Better than 10%
75thHawaiian Airlines® World Elite Mastercard®
Barclays
1x
Better than 10%
75thJetBlue Plus Card
Barclays
1x
Better than 10%
75thJetBlue Card
Barclays
1x
Better than 10%
75thWyndham Rewards Earner® Business Card
Barclays
1x
Better than 10%
75thWyndham Rewards Earner® Plus Card
Barclays
1x
Better than 10%
75thBilt World Elite Mastercard®
Wells Fargo (Bilt)
1x
Better than 10%
75thBMO Cash Back Mastercard®
BMO (US)
1x
Better than 10%
75thAlaska Airlines Visa® Business Card
Bank of America
1x
Better than 10%
75thAlaska Airlines Visa Signature®
Bank of America
1x
Better than 10%
75thAllegiant World Mastercard®
Bank of America
1x
Better than 10%
75thBusiness Advantage Customized Cash Rewards Mastercard®
Bank of America
1x
Better than 10%
75thCelebrity Cruises® Visa Signature®
Bank of America
1x
Better than 10%
75thBank of America Customized Cash Rewards
Bank of America
1x
Better than 10%
75thFree Spirit® Travel More World Elite Mastercard®
Bank of America
1x
Better than 10%
75thFree Spirit® Travel Mastercard®
Bank of America
1x
Better than 10%
75thNorwegian Cruise Line® World Mastercard®
Bank of America
1x
Better than 10%
75thRoyal Caribbean® Visa Signature®
Bank of America
1x
Better than 10%
75thSonesta World Mastercard®
Bank of America
1x
Better than 10%
75thSusan G. Komen® Customized Cash Rewards Visa®
Bank of America
1x
Better than 10%
75thWorld Wildlife Fund Customized Cash Rewards Visa®
Bank of America
1x
Better than 10%
75thAAA Daily Advantage Visa Signature® Credit Card
Bread Financial (Comenity)
1x
Better than 10%
75thAAA Travel Advantage Visa Signature® Credit Card
Bread Financial (Comenity)
1x
Better than 10%
75thBrex Corporate Card
Brex
1x
Better than 10%
75thCapital One SavorOne Student Cash Rewards Credit Card
Capital One
1x
Better than 10%
75thCapital One SavorOne Cash Rewards Credit Card
Capital One
1x
Better than 10%
75thChase Aeroplan® Credit Card
Chase
1x
Better than 10%
75thAmazon Prime Visa
Chase
1x
Better than 10%
75thAmazon Visa
Chase
1x
Better than 10%
75thWorld of Hyatt Business Credit Card
Chase
1x
Better than 10%
75thInk Business Cash® Credit Card
Chase
1x
Better than 10%
75thInk Business Preferred® Credit Card
Chase
1x
Better than 10%
75thSouthwest® Rapid Rewards® Performance Business Credit Card
Chase
1x
Better than 10%
75thSouthwest® Rapid Rewards® Premier Business Credit Card
Chase
1x
Better than 10%
75thUnited Club℠ Business Card
Chase
1x
Better than 10%
75thUnited℠ Business Card
Chase
1x
Better than 10%
75thDisney® Inspire Visa® Card
Chase
1x
Better than 10%
75thDisney® Premier Visa® Card
Chase
1x
Better than 10%
75thDisney® Visa® Card
Chase
1x
Better than 10%
75thDoorDash Rewards Mastercard®
Chase
1x
Better than 10%
75thChase Freedom Flex℠
Chase
1x
Better than 10%
75thWorld of Hyatt Credit Card
Chase
1x
Better than 10%
75thInstacart Mastercard®
Chase
1x
Better than 10%
75thChase Sapphire Preferred
Chase
1x
Better than 10%
75thChase Sapphire Reserve®
Chase
1x
Better than 10%
75thSouthwest Rapid Rewards® Plus Credit Card
Chase
1x
Better than 10%
75thSouthwest Rapid Rewards® Premier Credit Card
Chase
1x
Better than 10%
75thSouthwest Rapid Rewards® Priority Credit Card
Chase
1x
Better than 10%
75thUnited Club℠ Infinite Card
Chase
1x
Better than 10%
75thUnited℠ Explorer Card
Chase
1x
Better than 10%
75thUnited Gateway℠ Credit Card
Chase
1x
Better than 10%
75thUnited Quest℠ Card
Chase
1x
Better than 10%
75thCiti® / AAdvantage® Executive World Elite Mastercard®
Citi
1x
Better than 10%
75thAmerican Airlines AAdvantage® MileUp® Mastercard®
Citi
1x
Better than 10%
75thCiti® / AAdvantage® Platinum Select® World Elite Mastercard®
Citi
1x
Better than 10%
75thAT&T Points Plus® Card from Citi
Citi
1x
Better than 10%
75thMy Best Buy Visa Card
Citibank
1x
Better than 10%
75thCitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Citi
1x
Better than 10%
75thCostco Anywhere Visa® Business Card by Citi
Citi
1x
Better than 10%
75thCostco Anywhere Visa® Card by Citi
Citi
1x
Better than 10%
75thCiti Custom Cash® Card
Citi
1x
Better than 10%
75thCiti Dividend Card
Citibank
1x
Better than 10%
75thL.L.Bean Mastercard
Citibank
1x
Better than 10%
75thMacy's American Express Card
Citibank
1x
Better than 10%
75thCiti Premier Card
Citibank
1x
Better than 10%
75thCiti Prestige Card
Citibank
1x
Better than 10%
75thCiti Rewards+® Card
Citi
1x
Better than 10%
75thShop Your Way Mastercard
Citibank
1x
Better than 10%
75thCiti Strata Premier℠ Card
Citi
1x
Better than 10%
75thCiti ThankYou Preferred Card
Citibank
1x
Better than 10%
75thComerica Platinum Rewards Mastercard®
Comerica Bank
1x
Better than 10%
75thSpecial Connections® Visa®
Commerce Bank
1x
Better than 10%
75thPlatinum Rewards Visa®
Credit One Bank
1x
Better than 10%
75thDiscover it® Cash Back
Discover
1x
Better than 10%
75thDiscover it® Chrome
Discover
1x
Better than 10%
75thDiscover it® Secured Credit Card
Discover
1x
Better than 10%
75thDiscover it® Student Cash Back
Discover
1x
Better than 10%
75thDiscover it® Student Chrome
Discover
1x
Better than 10%
75thPriority Destinations® World Elite Mastercard®
First Hawaiian Bank
1x
Better than 10%
75thOdyssey™ Rewards World Elite Mastercard®
First Tech FCU
1x
Better than 10%
75thGemini Credit Card®
WebBank (Gemini)
1x
Better than 10%
75thApple Card
Goldman Sachs
1x
Better than 10%
75thHuntington Voice Credit Card®
Huntington Bank
1x
Better than 10%
75thGO REWARDS® Credit Card
Navy Federal Credit Union
1x
Better than 10%
75thMore Rewards American Express® Card
Navy Federal Credit Union
1x
Better than 10%
75thPlatinum Rewards Visa Signature® Card
PenFed Credit Union
1x
Better than 10%
75thPNC Cash Rewards® Visa® Credit Card
PNC Bank
1x
Better than 10%
75thRobinhood Platinum Card
Robinhood
1x
Better than 10%
75thVenmo Credit Card
Synchrony
1x
Better than 10%
75thTomo Credit Card
TomoCredit (Community Federal Savings Bank)
1x
Better than 10%
75thTruist Enjoy Cash credit card
Truist
1x
Better than 10%
75thU.S. Bank Altitude® Connect Visa Signature® Card
U.S. Bank
1x
Better than 10%
75thU.S. Bank Altitude® Go Visa Signature® Card
U.S. Bank
1x
Better than 10%
75thU.S. Bank Altitude® Reserve Visa Infinite® Card
U.S. Bank
1x
Better than 10%
75thU.S. Bank Business Altitude™ Connect World Elite Mastercard®
U.S. Bank
1x
Better than 10%
75thU.S. Bank Business Leverage® Visa Signature® Card
U.S. Bank
1x
Better than 10%
75thU.S. Bank Business Triple Cash Rewards World Elite Mastercard®
U.S. Bank
1x
Better than 10%
75thU.S. Bank Cash+® Visa Signature® Card
U.S. Bank
1x
Better than 10%
75thUSAA® Cashback Rewards Plus American Express® Card
USAA
1x
Better than 10%
75thWells Fargo Attune℠ Card
Wells Fargo
1x
Better than 10%
75thWells Fargo Autograph Journey℠ Card
Wells Fargo
1x
Better than 10%
75thWells Fargo Autograph℠ Card
Wells Fargo
1x
Better than 10%
75thBilt Mastercard®
Wells Fargo
1x
Better than 10%
75thChoice Privileges® Select Mastercard®
Wells Fargo
1x
Better than 10%
75thChoice Privileges® Mastercard®
Wells Fargo
1x
Better than 10%
75thAmazing Rewards® Visa® Credit Card
Zions Bank
1x
Better than 10%
203rdOptima® Platinum Card
American Express
0x
Better than 0%
203rdAmex Optima Card
American Express
0x
Better than 0%
203rdCharles Schwab Investor Credit Card from American Express
American Express
0x
Better than 0%
203rdAvant Credit Card
Avant (WebBank)
0x
Better than 0%
203rdBankAmericard®
Bank of America
0x
Better than 0%
203rdPlatinum Plus® Mastercard® Business card
Bank of America
0x
Better than 0%
203rdCapital One Platinum Credit Card
Capital One
0x
Better than 0%
203rdChime Credit Builder Secured Visa® Credit Card
Chime (Stride Bank)
0x
Better than 0%
203rdCiti® Diamond Preferred® Card
Citi
0x
Better than 0%
203rdThe Home Depot Consumer Credit Card
Citibank
0x
Better than 0%
203rdCiti Simplicity® Card
Citi
0x
Better than 0%
203rdUnicorn Card
Cred.ai (WSFS Bank)
0x
Better than 0%
203rdSmart Option® Visa®
First Citizens Bank
0x
Better than 0%
203rdFirst PREMIER Bank Mastercard®
First PREMIER Bank
0x
Better than 0%
203rdMerrick Bank Double Your Line® Visa®
Merrick Bank
0x
Better than 0%
203rdMission Lane Visa® Credit Card
Mission Lane (Transportation Alliance Bank)
0x
Better than 0%
203rdPlatinum Credit Card
Navy Federal Credit Union
0x
Better than 0%
203rdGold Visa® Card
PenFed Credit Union
0x
Better than 0%
203rdSECU Visa® Credit Card
SECU (NC)
0x
Better than 0%
203rdAmazon Store Card
Synchrony
0x
Better than 0%
203rdU.S. Bank Visa® Platinum Card
U.S. Bank
0x
Better than 0%
203rdUSAA® Rate Advantage Visa Platinum® Card
USAA
0x
Better than 0%
203rdWells Fargo Reflect® Card
Wells Fargo
0x
Better than 0%