About This Guide
This is the official Guide to Benefits (BGC11387_v2) sent to Chase Sapphire Preferred cardholders. While the standard Visa Signature network only requires secondary car rental coverage (see Visa Core Rules §4.8.4), Chase contractually upgrades this card to primary rental car collision coverage, alongside trip delay and cancellation protections.
Key Benefits & Quick Links
- Auto Rental Collision Damage Waiver — Primary (Page 4): Reimburses up to $75,000 for collision damage or theft of most rental vehicles when you decline the rental company’s collision waiver.
- Trip Cancellation & Interruption (Page 14): Up to $10,000 per person ($20,000 per trip maximum) for non-refundable prepaid travel expenses if your trip is cut short by sickness or severe weather.
- Trip Delay Reimbursement (Page 22): Up to $500 per ticket for unreimbursed expenses (meals, lodging) if your common carrier travel is delayed by more than 12 hours or requires an overnight stay.
- Baggage Delay Insurance (Page 28): Up to $100 per day for up to 5 days for emergency purchases of essential items if baggage is delayed by more than 6 hours.
- Purchase Protection (Page 33): Protects new purchases for 120 days against damage or theft up to $500 per claim ($50,000 maximum per account).
- Extended Warranty Protection (Page 36): Adds an extra year of warranty on eligible purchases with manufacturer warranties of 3 years or less.