Comparing the Chase Sapphire Preferred® and the American Express® Gold helps identify the best value for your spending profile.

Chase Sapphire Preferred® American Express® Gold Card

Quick Comparison

FeatureChase Sapphire Preferred®American Express® Gold Card
IssuerChaseAmerican Express
Annual Fee$95$325
Base Cashback1%1%
Travel Rate5x3x

Strategic Analysis

The Chase Sapphire Preferred® is more cost-effective with a lower annual fee of $95.

Notable Perks

Chase Sapphire Preferred®:

  • 2x on Travel
  • 3x on Dining
  • $50 Hotel Credit

American Express® Gold Card:

  • 4x on Dining
  • 4x on US Supermarkets
  • $120 Uber Cash annually

This comparison was programmatically generated based on real-time credit data.