Comparing the American Express® Gold and the Chase Sapphire Preferred® helps identify the best value for your spending profile.

American Express® Gold Card Chase Sapphire Preferred®

Quick Comparison

FeatureAmerican Express® Gold CardChase Sapphire Preferred®
IssuerAmerican ExpressChase
Annual Fee$325$95
Base Cashback1%1%
Travel Rate3x5x

Strategic Analysis

The Chase Sapphire Preferred® is the more affordable option at $95 annually.

Notable Perks

American Express® Gold Card:

  • 4x on Dining
  • 4x on US Supermarkets
  • $120 Uber Cash annually

Chase Sapphire Preferred®:

  • 2x on Travel
  • 3x on Dining
  • $50 Hotel Credit

This comparison was programmatically generated based on real-time credit data.