VantageScore 5.0

The 2025 release from VantageScore, integrating 'Alternative Data' to score even more consumers.

TUE MAR 10 2026, AT 4:09 AM — UPDATED ON FRI MAR 13 2026, AT 3:50 PM

VantageScore 4.0

The first scoring model to include 'trended data' to better predict consumer credit behavior.

TUE MAR 10 2026, AT 4:08 AM — UPDATED ON FRI MAR 13 2026, AT 3:50 PM

VantageScore 3.0

The most popular consumer-facing credit score used by Credit Karma, Chase, and Capital One.

TUE MAR 10 2026, AT 4:07 AM — UPDATED ON FRI MAR 13 2026, AT 3:50 PM

One Big Beautiful Bill Act (OBBBA)

Analysis of the One Big Beautiful Bill Act (OBBBA) and its impact on consumer credit, auto deductions, and federal fiscal policy.

TUE MAR 10 2026, AT 3:45 AM — UPDATED ON FRI MAR 13 2026, AT 3:50 PM

USA PATRIOT Act

Understanding identification requirements for opening financial accounts in the United States.

SUN MAR 8 2026, AT 12:32 AM — UPDATED ON FRI MAR 13 2026, AT 3:50 PM