The Gold Visa Card, issued by PenFed Credit Union, is a Visa Traditional credit card made of Plastic.

Rewards Breakdown

Base Rate0.00%
Anniversary BonusNone
Portal Boost1x

Pricing Details

Purchase APR24.74% - 24.74%
Cash Advance Fee0%
Balance Transfer Fee0%
Late Payment FeeUp to $29
Minimum Interest Charge$0.50
Grace Period25 days
Penalty APRNone

Usability & Experience

Digital Walletsapple-pay, google-pay, samsung-pay
Customer ServiceUnverified
Instant UseNo

Strategy & Eligibility

Min. Credit Score670+
Recommended RangeGood to Excellent
Chase 5/24 RuleNo
Lifetime RestrictionNone
Active Family RestrictionYes (None)
Closure Grace PeriodNone

Comparisons

See how the Gold Visa Card compares to other cards.