Chase Credit Journey is a free credit monitoring service offered by Chase Bank that allows anyone—even those without a Chase account—to track their credit score, receive alerts about changes to their credit report, and use tools to help improve their financial health.

Key Features

  • Free VantageScore 3.0: Get your credit score updated weekly, powered by Experian.
  • Credit Alerts: Receive notifications if your personal information or credit report changes.
  • Score Simulator: See how financial decisions—like paying off a loan or opening a new card—could impact your score.
  • Identity Restoration: Access specialized support if your identity is compromised.

Is it truly free?

Yes. Chase Credit Journey is free for everyone, not just Chase customers. It does not require a hard credit pull, so checking your score through this tool will not lower your credit rating.

Go to Chase Credit Journey

Note: AxeTip is not affiliated with Chase. We provide this link for informational purposes to help our users monitor their financial health.