The Choice Privileges Select Mastercard, issued by Wells Fargo, is a World Elite Mastercard credit card made of plastic.
Card Details
| Choice Privileges® Select Mastercard® | |
|---|---|
| Network / Tier | Mastercard · World Elite Mastercard |
| Issuer | Wells Fargo |
| Annual Fee | $95.00 151st Effective: $-85.00 • $180 Anniversary Bonus Points |
| Foreign Transaction Fee | None 1st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $2,000 48th |
Welcome Offer
| Bonus | 90,000 Points |
| Min. Spend | $3,000 |
| Timeline | 90 days |
| Efficiency | 30.00 pts/$1 |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | — |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| Hotels | 10.0% 1st |
| Gas Stations | 5.0% 4th |
| Home Improvement Stores | 5.0% 1st |
| Supermarkets | 5.0% 4th |
| Telecommunications | 5.0% 1st |
| Anniversary Bonus | None |
Pricing Details
| Purchase APR | 28.24%–36.99% |
| Cash Advance APR | 36.99% 112th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | 5% 75th |
| Late Fee | Up to $40 36th |
| Return Payment Fee | Up to $40 62nd |
| Min. Interest | $1.00 39th |
| Grace Period | 25 days 5th |
| Penalty APR | None |
| Intro APR Period | None |
Benefits & Partners
| Transfer Partners | None |
| Annual Credits | $180 Anniversary Bonus Points |
| Partnership Benefits | None |
Strategy & Eligibility
| Min. Credit Score | 700+ |
| Recommended Range | Good to Excellent |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (The 6-Month Rule: You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.) |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (3y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Unverified |
| Instant Use | No |
Comparisons
See how the Choice Privileges Select Mastercard compares to other cards.