The Wells Fargo Autograph Journey℠ Card, issued by Wells Fargo, is a Visa Signature credit card made of plastic.
Card Details
| Wells Fargo Autograph Journey℠ Card | |
|---|---|
| Network / Tier | Visa · Visa Signature |
| Issuer | Wells Fargo |
| Annual Fee | $95.00 151st Effective: $45.00 • $50 $50 Airline Statement Credit |
| Foreign Transaction Fee | None 1st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $2,000 48th |
Welcome Offer
| Bonus | 60,000 Points |
| Min. Spend | $4,000 |
| Timeline | 90 days |
| Efficiency | 15.00 pts/$1 |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | — |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| Hotels | 5.0% 7th |
| Airline | 4.0% 9th |
| Restaurants | 3.0% 12th |
| Travel | 3.0% 18th |
| Anniversary Bonus | None |
Pricing Details
| Purchase APR | 28.24%–36.99% |
| Cash Advance APR | 36.99% 112th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | 5% 75th |
| Late Fee | Up to $40 36th |
| Return Payment Fee | Up to $40 62nd |
| Min. Interest | $1.00 39th |
| Grace Period | 25 days 5th |
| Penalty APR | None |
| Intro APR Period | None |
Benefits & Partners
| Transfer Partners | 6 Partners |
| Annual Credits | $50 $50 Airline Statement Credit |
| Partnership Benefits | None |
Strategy & Eligibility
| Min. Credit Score | 700+ |
| Recommended Range | Good to Excellent |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (The 6-Month Rule: You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.) |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (2y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Unverified |
| Instant Use | No |
Comparisons
See how the Wells Fargo Autograph Journey℠ Card compares to other cards.