The U.S. Bank Business Triple Cash Rewards World Elite Mastercard, issued by U.S. Bank, is a World Elite Mastercard for Business credit card made of plastic.
Card Details
| U.S. Bank Business Triple Cash Rewards World Elite Mastercard® | |
|---|---|
| Network / Tier | Mastercard · World Elite Mastercard for Business |
| Issuer | U.S. Bank |
| Annual Fee | $0.00 1st Effective: $-100.00 • $100 Software Subscription Credit |
| Foreign Transaction Fee | 3.0% 161st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $2,000 48th |
Welcome Offer
| Bonus | 750 Cash |
| Min. Spend | $6,000 |
| Timeline | 120 days |
| Efficiency | 0.12 pts/$1 |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | — |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| Hotels | 5.0% 7th |
| Gas Stations | 3.0% 18th |
| Office Supplies | 3.0% 5th |
| Restaurants | 3.0% 12th |
| Telecommunications | 3.0% 5th |
| Anniversary Bonus | None |
Pricing Details
| Purchase APR | 25.24%–34.24% |
| Cash Advance APR | 36.99% 112th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | 3% 1st |
| Late Fee | Up to $39 20th |
| Return Payment Fee | Up to $39 41st |
| Min. Interest | $2.00 100th |
| Grace Period | 24 days 107th |
| Penalty APR | None |
| Intro APR Period | None |
Benefits & Partners
| Transfer Partners | None |
| Annual Credits | $100 Software Subscription Credit |
| Partnership Benefits | None |
Strategy & Eligibility
| Min. Credit Score | 700+ |
| Recommended Range | Good to Excellent |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (Generally, U.S. Bank allows one approval every 6 months for their cards.) |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (5y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Unverified |
| Instant Use | No |
Comparisons
See how the U.S. Bank Business Triple Cash Rewards World Elite Mastercard compares to other cards.