The Pathfinder Rewards Visa Signature Card, issued by PenFed Credit Union, is a Visa Signature credit card made of plastic.
Card Details
| Pathfinder® Rewards Visa Signature® Card | |
|---|---|
| Network / Tier | Visa · Visa Signature |
| Issuer | PenFed Credit Union |
| Annual Fee | $95.00 151st Effective: $-30.00 • $100 $100 Domestic Air Ancillary Credit • $25 Global Entry / TSA PreCheck Credit |
| Foreign Transaction Fee | None 1st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $5,000 9th |
Welcome Offer
| Bonus | 50,000 Points |
| Min. Spend | $3,000 |
| Timeline | 90 days |
| Efficiency | 16.67 pts/$1 |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | — |
Rewards Breakdown
| Base Rate | 1.50x 39th |
| All travel categories (Honors Advantage Members) | 4.0x |
| Anniversary Bonus | None |
Pricing Details
| Purchase APR | 24.99%–24.99% |
| Cash Advance APR | 24.99% 7th |
| Cash Advance Fee | 0% |
| Balance Transfer Fee | 0% |
| Late Fee | Up to $29 11th |
| Return Payment Fee | Up to $29 11th |
| Min. Interest | $0.50 1st |
| Grace Period | 25 days 5th |
| Penalty APR | None |
| Intro APR Period | None |
Benefits & Partners
| Transfer Partners | None |
| Annual Credits | $100 $100 Domestic Air Ancillary Credit $25 Global Entry / TSA PreCheck Credit |
| Partnership Benefits | None |
Strategy & Eligibility
| Min. Credit Score | 700+ |
| Recommended Range | Good to Excellent |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (None) |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (9y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Unverified |
| Instant Use | No |
Comparisons
See how the Pathfinder Rewards Visa Signature Card compares to other cards.