The Gold Visa Card, issued by PenFed Credit Union, is a Visa Traditional credit card made of plastic.

Gold Visa® Card
Plastic Visa Traditional Available

Card Details

Gold Visa® Card
Network / TierVisa · Visa Traditional
IssuerPenFed Credit Union
Annual Fee$0.00
1st
Foreign Transaction FeeNone
1st
Authorized User Fee$0.00
1st
Min. Credit Line$500
94th

Welcome Offer

BonusN/A
Min. SpendN/A
TimelineN/A
EfficiencyNone
Cash Value—
Portal Value—
Transfer Value—

Rewards Breakdown

Base Rate0.00x
Anniversary BonusNone

Pricing Details

Purchase APR24.99%–24.99%
Cash Advance APR24.99%
7th
Cash Advance Fee0%
Balance Transfer Fee0%
Late FeeUp to $29
11th
Return Payment FeeUp to $29
11th
Min. Interest$0.50
1st
Grace Period25 days
5th
Penalty APRNone
Intro APR PeriodNone

Benefits & Partners

Transfer PartnersNone
Annual CreditsNone
Partnership BenefitsNone

Strategy & Eligibility

Min. Credit Score670+
Recommended RangeGood to Excellent
Chase 5/24 RuleNo
Lifetime RestrictionNone
Active Family RestrictionYes (None)
Closure Grace PeriodNone
Credit ReportingExperian, Equifax, TransUnion
Product LifecycleAvailable (11y ago)

Access & Resources

Digital WalletsApple Pay, Google Pay, Samsung Pay
Customer ServiceUnverified
Instant UseNo
Product Page Pricing & Terms

Comparisons

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Terms and rewards for this card are currently Unverified. While we strive for accuracy, card issuers may change terms at any time. Always verify details on the issuer's official website before applying.