The Platinum Rewards Credit Card, issued by Golden 1 Credit Union, is a Visa Traditional credit card made of plastic.

Platinum Rewards Credit Card
Plastic Visa Traditional Available

Card Details

Platinum Rewards Credit Card
Network / TierVisa · Visa Traditional
IssuerGolden 1 Credit Union
Annual Fee$0.00
1st
Foreign Transaction FeeNone
1st
Authorized User Fee$0.00
1st
Min. Credit Line$500
94th

Welcome Offer

BonusN/A
Min. SpendN/A
TimelineN/A
EfficiencyNone
Cash Value—
Portal Value—
Transfer Value—

Rewards Breakdown

Base Rate1.50x
39th
Gas Stations3.0%
18th
Restaurants3.0%
12th
Supermarkets3.0%
11th
Anniversary BonusNone

Pricing Details

Purchase APR20.75%–25.00%
Cash Advance APR25.00%
11th
Cash Advance FeeNone
Balance Transfer FeeNone
Late FeeUp to $15
2nd
Return Payment FeeUp to $15
2nd
Min. Interest$0.00
Grace Period25 days
5th
Penalty APRNone
Intro APR PeriodNone

Benefits & Partners

Transfer PartnersNone
Annual CreditsNone
Partnership BenefitsNone

Strategy & Eligibility

Min. Credit Score670+
Recommended RangeGood to Excellent
Chase 5/24 RuleNo
Lifetime RestrictionNone
Active Family RestrictionYes (None)
Closure Grace PeriodNone
Credit ReportingExperian, Equifax, TransUnion
Product LifecycleAvailable (11y ago)

Access & Resources

Digital WalletsApple Pay, Google Pay, Samsung Pay
Customer ServiceUnverified
Instant UseNo
Product Page Pricing & Terms

Comparisons

See how the Platinum Rewards Credit Card compares to other cards.

Terms and rewards for this card are currently Unverified. While we strive for accuracy, card issuers may change terms at any time. Always verify details on the issuer's official website before applying.