The Odyssey Rewards World Elite Mastercard, issued by First Tech FCU, is a World Elite Mastercard credit card made of plastic.
Card Details
| Odyssey™ Rewards World Elite Mastercard® | |
|---|---|
| Network / Tier | Mastercard · World Elite Mastercard |
| Issuer | First Tech FCU |
| Annual Fee | $75.00 144th |
| Foreign Transaction Fee | None 1st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $5,000 9th |
Welcome Offer
| Bonus | N/A |
| Min. Spend | N/A |
| Timeline | N/A |
| Efficiency | None |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | — |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| Travel | 3.0x 18th |
| Restaurants | 2.0x 45th |
| Anniversary Bonus | None |
Pricing Details
| Purchase APR | 21.50%–25.00% |
| Cash Advance APR | 25.00% 11th |
| Cash Advance Fee | None |
| Balance Transfer Fee | None |
| Late Fee | Up to $25 9th |
| Return Payment Fee | Up to $25 9th |
| Min. Interest | $0.00 |
| Grace Period | 25 days 5th |
| Penalty APR | None |
| Intro APR Period | 12 months 2nd |
Benefits & Partners
| Transfer Partners | None |
| Annual Credits | None |
| Partnership Benefits | None |
Strategy & Eligibility
| Min. Credit Score | 720+ |
| Recommended Range | Good to Excellent |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (None) |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (8y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Unverified |
| Instant Use | No |
Comparisons
See how the Odyssey Rewards World Elite Mastercard compares to other cards.