The Discover it Cash Back, issued by Discover, is a Discover credit card made of plastic.

Discover it® Cash Back
Plastic Discover Available

Card Details

Discover it® Cash Back
Network / TierDiscover · Discover
IssuerDiscover
Annual Fee$0.00
1st
Foreign Transaction FeeNone
1st
Authorized User Fee$0.00
1st
Min. Credit Line$500
94th

Welcome Offer

BonusCash
Min. Spend$0
Timeline365 days
EfficiencyNone
Cash Value—
Portal Value—
Transfer Value—

Rewards Breakdown

Base Rate1.00x
75th
Rotating Categories (Q1, Q2, Q3, Q4)5.0%
1st
Anniversary BonusNone

Pricing Details

Purchase APR24.24%–35.24%
Cash Advance APR36.99%
112th
Cash Advance Fee5%
14th
Balance Transfer Fee5%
75th
Late FeeUp to $41
174th
Return Payment FeeUp to $41
180th
Min. Interest$0.00
Grace Period25 days
5th
Penalty APRNone
Intro APR PeriodNone

Benefits & Partners

Transfer PartnersNone
Annual CreditsNone
Partnership BenefitsNone

Strategy & Eligibility

Min. Credit Score670+
Recommended RangeGood to Excellent
Chase 5/24 RuleNo
Lifetime RestrictionNone
Active Family RestrictionYes (Discover generally limits customers to 2 Discover cards total.)
Closure Grace PeriodNone
Credit ReportingExperian, Equifax, TransUnion
Product LifecycleAvailable (13y ago)

Access & Resources

Digital WalletsApple Pay, Google Pay, Samsung Pay
Customer ServiceUnverified
Instant UseNo
Product Page Pricing & Terms

Comparisons

See how the Discover it Cash Back compares to other cards.

Terms and rewards for this card are currently Unverified. While we strive for accuracy, card issuers may change terms at any time. Always verify details on the issuer's official website before applying.