The Citi Prestige Card, issued by Citibank, is a World Elite credit card made of metal.

Citi Prestige Card
Metal World Elite Grandfathered

Card Details

Citi Prestige Card
Network / TierMastercard · World Elite
IssuerCitibank
Annual Fee$495.00
212th
Effective: $245.00
• $250 Annual Travel Credit
Foreign Transaction FeeNone
1st
Authorized User Fee$75.00
189th
Min. Credit Line$500
94th

Welcome Offer

BonusThankyou Points
Min. Spend$0
Timeline0 days
EfficiencyNone
Cash Value—
Portal Value—
Transfer Value—

Rewards Breakdown

Base Rate1.00x
75th
Airline5.0x
2nd
Priceline5.0x
Restaurants5.0x
3rd
Hotels3.0x
18th
Anniversary BonusNone
Merchant Category Insights
Restaurants: Includes cafes, bars, and lounges (MCC 5812, 5813)
Flights: Booked directly with airlines or travel agencies (MCC 4511)

Pricing Details

Purchase APR17.99%–25.99%
Cash Advance APR28.24%
15th
Cash Advance Fee5%
14th
Balance Transfer Fee5%
75th
Late FeeUp to $41
174th
Return Payment FeeUp to $41
180th
Min. Interest$0.50
1st
Grace Period23 days
120th
Penalty APR28.49%
1st
Intro APR PeriodNone

Benefits & Partners

Transfer Partners18 Partners
Annual Credits
$250 Annual Travel Credit
Partnership Benefits1 Program
Priceline.com5.0x Thankyou Points

Strategy & Eligibility

Min. Credit Score700+
Recommended RangeExcellent
Chase 5/24 RuleNo
Lifetime RestrictionNone
Active Family RestrictionNo
Closure Grace PeriodNone
Credit ReportingExperian, Equifax, TransUnion
Product LifecycleGrandfathered (16y ago)

Access & Resources

Digital WalletsApple Pay, Google Pay, Samsung Pay
Customer ServiceUnverified
Instant UseNo

Comparisons

See how the Citi Prestige Card compares to other cards.