The Citi Prestige Card, issued by Citibank, is a World Elite credit card made of metal.

Card Details
| Citi Prestige Card | |
|---|---|
| Network / Tier | Mastercard · World Elite |
| Issuer | Citibank |
| Annual Fee | $495.00 212th Effective: $245.00 • $250 Annual Travel Credit |
| Foreign Transaction Fee | None 1st |
| Authorized User Fee | $75.00 189th |
| Min. Credit Line | $500 94th |
Welcome Offer
| Bonus | Thankyou Points |
| Min. Spend | $0 |
| Timeline | 0 days |
| Efficiency | None |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | — |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| Airline | 5.0x 2nd |
| Priceline | 5.0x |
| Restaurants | 5.0x 3rd |
| Hotels | 3.0x 18th |
| Anniversary Bonus | None |
| Merchant Category Insights | Restaurants: Includes cafes, bars, and lounges (MCC 5812, 5813) Flights: Booked directly with airlines or travel agencies (MCC 4511) |
Pricing Details
| Purchase APR | 17.99%–25.99% |
| Cash Advance APR | 28.24% 15th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | 5% 75th |
| Late Fee | Up to $41 174th |
| Return Payment Fee | Up to $41 180th |
| Min. Interest | $0.50 1st |
| Grace Period | 23 days 120th |
| Penalty APR | 28.49% 1st |
| Intro APR Period | None |
Benefits & Partners
| Transfer Partners | 18 Partners |
| Annual Credits | $250 Annual Travel Credit |
| Partnership Benefits | 1 Program |
| Priceline.com | 5.0x Thankyou Points |
Strategy & Eligibility
| Min. Credit Score | 700+ |
| Recommended Range | Excellent |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | No |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Grandfathered (16y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Unverified |
| Instant Use | No |