The CitiBusiness / AAdvantage Platinum Select Mastercard, issued by Citi, is a World Mastercard for Business credit card made of plastic.
Card Details
| CitiBusiness® / AAdvantage® Platinum Select® Mastercard® | |
|---|---|
| Network / Tier | Mastercard · World Mastercard for Business |
| Issuer | Citi |
| Annual Fee | $99.00 175th Effective: $-51.00 • $150 Companion Certificate |
| Foreign Transaction Fee | None 1st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $2,000 48th |
Welcome Offer
| Bonus | 65,000 Miles |
| Min. Spend | $4,000 |
| Timeline | 120 days |
| Efficiency | 16.25 pts/$1 |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | — |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| American Airlines | 2.0x 2nd |
| Gas Stations | 2.0x 36th |
| Telecommunications | 2.0x 10th |
| Travel | 2.0x 32nd |
| Anniversary Bonus | None |
Pricing Details
| Purchase APR | 28.24%–36.99% |
| Cash Advance APR | 36.99% 112th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | 5% 75th |
| Late Fee | Up to $41 174th |
| Return Payment Fee | Up to $41 180th |
| Min. Interest | $0.50 1st |
| Grace Period | 23 days 120th |
| Penalty APR | 36.99% 49th |
| Intro APR Period | 12 months 2nd |
Benefits & Partners
| Transfer Partners | None |
| Annual Credits | $150 Companion Certificate |
| Partnership Benefits | 1 Program |
| American Airlines | 2.0x Aa Miles |
Strategy & Eligibility
| Min. Credit Score | 700+ |
| Recommended Range | Good to Excellent |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (The 48-Month Rule: You will not qualify for the bonus if you have received a welcome bonus for the same card or if you have closed the same card in the past 48 months.) |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (13y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Unverified |
| Instant Use | No |
Comparisons
See how the CitiBusiness / AAdvantage Platinum Select Mastercard compares to other cards.