The Chime Credit Builder Secured Visa Credit Card, issued by Chime (Stride Bank), is a Visa Traditional credit card made of plastic.

Chime Credit Builder Secured Visa® Credit Card
Plastic Visa Traditional Available

Card Details

Chime Credit Builder Secured Visa® Credit Card
Network / TierVisa · Visa Traditional
IssuerChime (Stride Bank)
Annual Fee$0.00
1st
Foreign Transaction FeeNone
1st
Authorized User Fee$0.00
1st
Min. Credit LineN/A

Welcome Offer

BonusN/A
Min. SpendN/A
TimelineN/A
EfficiencyNone
Cash Value—
Portal Value—
Transfer Value—

Rewards Breakdown

Base Rate0.00x
Anniversary BonusNone

Pricing Details

Purchase APR7.00%–7.00%
Cash Advance APRN/A
Cash Advance FeeNone
Balance Transfer FeeNone
Late FeeNone
Return Payment FeeNone
Min. Interest$0.00
Grace Period21 days
185th
Penalty APRNone
Intro APR PeriodNone

Benefits & Partners

Transfer PartnersNone
Annual CreditsNone
Partnership BenefitsNone

Strategy & Eligibility

Min. Credit Score0+
Recommended RangeNo Credit / Rebuilding
Chase 5/24 RuleNo
Lifetime RestrictionNone
Active Family RestrictionYes (None)
Closure Grace PeriodNone
Credit ReportingExperian, Equifax, TransUnion
Product LifecycleAvailable (6y ago)

Access & Resources

Digital WalletsApple Pay, Google Pay, Samsung Pay
Customer ServiceUnverified
Instant UseNo
Product Page Pricing & Terms

Comparisons

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Terms and rewards for this card are currently Unverified. While we strive for accuracy, card issuers may change terms at any time. Always verify details on the issuer's official website before applying.