The United℠ Explorer Card, issued by Chase, is a Visa Signature credit card made of plastic.
Card Details
| United℠ Explorer Card | |
|---|---|
| Network / Tier | Visa · Visa Signature |
| Issuer | Chase |
| Annual Fee | $150.00 188th |
| Foreign Transaction Fee | None 1st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $5,000 9th |
Welcome Offer
| Bonus | 50,000 United Miles |
| Min. Spend | $3,000 |
| Timeline | 90 days |
| Efficiency | 16.67 pts/$1 |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | $780 |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| Hotels | 2.0x 23rd |
| Restaurants | 2.0x 45th |
| United | 2.0x 3rd |
| Anniversary Bonus | None |
Pricing Details
| Purchase APR | 19.99%–28.49% |
| Cash Advance APR | 28.74% 24th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | 5% 75th |
| Late Fee | Up to $40 36th |
| Return Payment Fee | Up to $40 62nd |
| Min. Interest | $0.00 |
| Grace Period | 21 days 185th |
| Penalty APR | 30.24% 10th |
| Intro APR Period | 12 months 2nd |
Benefits & Partners
| Transfer Partners | None |
| Annual Credits | None |
| Partnership Benefits | 1 Program |
| United Airlines | 2.0x United Miles |
Strategy & Eligibility
| Min. Credit Score | 680+ |
| Recommended Range | Good |
| Chase 5/24 Rule | Strict (Chase) |
| Lifetime Restriction | None |
| Active Family Restriction | No |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (11y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Standard Support |
| Instant Use | Available |