The United Club℠ Infinite Card, issued by Chase, is a Visa Infinite credit card made of metal.
Card Details
| United Club℠ Infinite Card | |
|---|---|
| Network / Tier | Visa · Visa Infinite |
| Issuer | Chase |
| Annual Fee | $695.00 219th |
| Foreign Transaction Fee | None 1st |
| Authorized User Fee | $175.00 191st |
| Min. Credit Line | $10,000 1st |
Welcome Offer
| Bonus | 80,000 United Miles |
| Min. Spend | $5,000 |
| Timeline | 90 days |
| Efficiency | 16.00 pts/$1 |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | $1,170 |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| Hotels | 5.0x 7th |
| United | 5.0x 1st |
| United Airlines | 5.0x |
| Restaurants | 2.0x 45th |
| Travel | 2.0x 32nd |
| Anniversary Bonus | None |
Pricing Details
| Purchase APR | 19.99%–28.49% |
| Cash Advance APR | 28.74% 24th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | 5% 75th |
| Late Fee | Up to $40 36th |
| Return Payment Fee | Up to $40 62nd |
| Min. Interest | $0.00 |
| Grace Period | 21 days 185th |
| Penalty APR | 30.24% 10th |
| Intro APR Period | None |
Benefits & Partners
| Transfer Partners | None |
| Annual Credits | None |
| Partnership Benefits | 3 Programs |
| United Airlines | 5.0x United Miles |
| Premier Access Perk | Priority check-in, security screening, boarding, and baggage handling |
| United Club Membership Perk | Unlimited lounge visits for cardholder + 1 adult guest |
Strategy & Eligibility
| Min. Credit Score | 720+ |
| Recommended Range | Excellent |
| Chase 5/24 Rule | Strict (Chase) |
| Lifetime Restriction | None |
| Active Family Restriction | No |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (5y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | 24/7 Direct Specialist |
| Instant Use | Available |
Comparisons
See how the United Club℠ Infinite Card compares to other cards.