The Southwest Rapid Rewards Premier Credit Card, issued by Chase, is a Visa credit card made of plastic.
Card Details
| Southwest Rapid Rewards® Premier Credit Card | |
|---|---|
| Network / Tier | Visa |
| Issuer | Chase |
| Annual Fee | $149.00 185th |
| Foreign Transaction Fee | 3.0% 161st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $5,000 9th |
Welcome Offer
| Bonus | 85,000 Southwest Points |
| Min. Spend | $2,000 |
| Timeline | 90 days |
| Efficiency | 42.50 pts/$1 |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | $1,190 |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| Hotels | 2.0x 23rd |
| Southwest | 2.0x 2nd |
| Anniversary Bonus | Bonus Provided |
Pricing Details
| Purchase APR | 19.49%–27.99% |
| Cash Advance APR | 28.74% 24th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | 5% 75th |
| Late Fee | Up to $40 36th |
| Return Payment Fee | Up to $40 62nd |
| Min. Interest | $0.00 |
| Grace Period | 21 days 185th |
| Penalty APR | 30.24% 10th |
| Intro APR Period | None |
Benefits & Partners
| Transfer Partners | None |
| Annual Credits | None |
| Partnership Benefits | 2 Programs |
| Southwest Airlines | 2.0x Southwest Points |
| Companion Pass Qualifying Points Boost Perk | 10,000 qualifying points annually |
Strategy & Eligibility
| Min. Credit Score | 670+ |
| Recommended Range | Good |
| Chase 5/24 Rule | Strict (Chase) |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (One Southwest personal card at a time) |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (15y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Standard Support |
| Instant Use | Available |
Comparisons
See how the Southwest Rapid Rewards Premier Credit Card compares to other cards.