The Instacart Mastercard, issued by Chase, is a World Mastercard credit card made of plastic.
Card Details
| Instacart Mastercard® | |
|---|---|
| Network / Tier | Mastercard · World Mastercard |
| Issuer | Chase |
| Annual Fee | $0.00 1st |
| Foreign Transaction Fee | 3.0% 161st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $5,000 9th |
Welcome Offer
| Bonus | 50 Cash |
| Min. Spend | $0 |
| Timeline | 0 days |
| Efficiency | None |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | — |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| Instacart | 5.0% |
| Travel | 5.0% 4th |
| Gas Stations | 2.0% 36th |
| Restaurants | 2.0% 45th |
| Streaming | 2.0% 9th |
| Anniversary Bonus | None |
Pricing Details
| Purchase APR | 18.49%–27.99% |
| Cash Advance APR | 28.74% 24th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | 5% 75th |
| Late Fee | Up to $40 36th |
| Return Payment Fee | Up to $40 62nd |
| Min. Interest | $0.00 |
| Grace Period | 21 days 185th |
| Penalty APR | 30.24% 10th |
| Intro APR Period | None |
Benefits & Partners
| Transfer Partners | None |
| Annual Credits | None |
| Partnership Benefits | 1 Program |
| Instacart | 5.0x Cash |
Strategy & Eligibility
| Min. Credit Score | 660+ |
| Recommended Range | Good |
| Chase 5/24 Rule | Strict (Chase) |
| Lifetime Restriction | None |
| Active Family Restriction | No |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (3y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Standard Support |
| Instant Use | Available |