The IHG One Rewards Premier Credit Card, issued by Chase, is a Mastercard credit card made of plastic.
Card Details
| IHG One Rewards Premier Credit Card | |
|---|---|
| Network / Tier | Mastercard |
| Issuer | Chase |
| Annual Fee | $99.00 175th |
| Foreign Transaction Fee | None 1st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $5,000 9th |
Welcome Offer
| Bonus | 150,000 Ihg Points |
| Min. Spend | $3,000 |
| Timeline | 90 days |
| Efficiency | 50.00 pts/$1 |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | $1,110 |
Rewards Breakdown
| Base Rate | 3.00x 3rd |
| IHG | 26.0x 1st |
| Gas Stations | 5.0x 4th |
| Restaurants | 5.0x 3rd |
| Travel | 5.0x 4th |
| Anniversary Bonus | 1 Free Night |
Pricing Details
| Purchase APR | 19.49%–28.49% |
| Cash Advance APR | 28.74% 24th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | 5% 75th |
| Late Fee | Up to $40 36th |
| Return Payment Fee | Up to $40 62nd |
| Min. Interest | $0.00 |
| Grace Period | 21 days 185th |
| Penalty APR | 30.24% 10th |
| Intro APR Period | None |
Benefits & Partners
| Transfer Partners | None |
| Annual Credits | None |
| Partnership Benefits | 4 Programs |
| IHG Hotels & Resorts | 26.0x Ihg Points |
| 4th Night Free Perk | On IHG reward nights |
| IHG Platinum Elite Status Perk | Automatic Platinum Elite |
| United TravelBank Cash Perk | Up to $50 annually |
Strategy & Eligibility
| Min. Credit Score | 670+ |
| Recommended Range | Good |
| Chase 5/24 Rule | Strict (Chase) |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (One personal IHG card bonus at a time) |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (3y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Standard Support |
| Instant Use | Available |
Comparisons
See how the IHG One Rewards Premier Credit Card compares to other cards.