The Disney Inspire Visa Card, issued by Chase, is a Visa credit card made of plastic.
Card Details
| Disney® Inspire Visa® Card | |
|---|---|
| Network / Tier | Visa |
| Issuer | Chase |
| Annual Fee | $149.00 185th Effective: $-71.00 • $120 Annual Disney Streaming Credit • $100 Annual Theme Park Ticket Credit |
| Foreign Transaction Fee | None 1st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $500 94th |
Welcome Offer
| Bonus | 600 Cash |
| Min. Spend | $1,000 |
| Timeline | 90 days |
| Efficiency | 0.60 pts/$1 |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | — |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| Disney+ | 10.0% 1st |
| Entertainment | 10.0% 1st |
| Gas Stations | 3.0% 18th |
| home improvement | 3.0% 1st |
| Restaurants | 2.0% 45th |
| Supermarkets | 2.0% 26th |
| Anniversary Bonus | None |
Pricing Details
| Purchase APR | 18.49%–27.99% |
| Cash Advance APR | 28.74% 24th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | 5% 75th |
| Late Fee | Up to $40 36th |
| Return Payment Fee | Up to $40 62nd |
| Min. Interest | $0.00 |
| Grace Period | 25 days 5th |
| Penalty APR | 30.24% 10th |
| Intro APR Period | None |
Benefits & Partners
| Transfer Partners | None |
| Annual Credits | $120 Annual Disney Streaming Credit $100 Annual Theme Park Ticket Credit |
| Partnership Benefits | 1 Program |
| Disney Cardmember Perks Perk | 10% off select merchandise, special character meet-and-greet experiences |
Strategy & Eligibility
| Min. Credit Score | 680+ |
| Recommended Range | Good |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | No |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (0y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Standard Support |
| Instant Use | Available |
Comparisons
See how the Disney Inspire Visa Card compares to other cards.