The United℠ Business Card, issued by Chase, is a Visa credit card made of plastic.

United℠ Business Card
Plastic Available

Card Details

United℠ Business Card
Network / TierVisa
IssuerChase
Annual Fee$99.00
175th
Foreign Transaction FeeNone
1st
Authorized User Fee$0.00
1st
Min. Credit Line$5,000
9th

Welcome Offer

Bonus75,000 United Miles
Min. Spend$5,000
Timeline90 days
Efficiency15.00 pts/$1
Cash Value—
Portal Value—
Transfer Value$975

Rewards Breakdown

Base Rate1.00x
75th
Gas Stations2.0x
36th
Office Supplies2.0x
7th
Restaurants2.0x
45th
Transit & Rideshare2.0x
8th
United2.0x
3rd
Anniversary BonusNone

Pricing Details

Purchase APR19.99%–28.49%
Cash Advance APR28.74%
24th
Cash Advance Fee5%
14th
Balance Transfer FeeNone
Late FeeUp to $40
36th
Return Payment FeeUp to $40
62nd
Min. Interest$0.00
Grace Period21 days
185th
Penalty APR30.24%
10th
Intro APR PeriodNone

Benefits & Partners

Transfer PartnersNone
Annual CreditsNone
Partnership Benefits1 Program
United Airlines2.0x United Miles

Strategy & Eligibility

Min. Credit Score680+
Recommended RangeGood
Chase 5/24 RuleStrict (Chase)
Lifetime RestrictionNone
Active Family RestrictionNo
Closure Grace PeriodNone
Credit ReportingExperian, Equifax, TransUnion
Product LifecycleAvailable (10y ago)

Access & Resources

Digital WalletsApple Pay, Google Pay, Samsung Pay
Customer ServiceBusiness Support
Instant UseAvailable

Comparisons

See how the United℠ Business Card compares to other cards.