The Ink Business Preferred Credit Card, issued by Chase, is a Visa Signature credit card made of plastic.
Card Details
| Ink Business Preferred® Credit Card | |
|---|---|
| Network / Tier | Visa · Visa Signature |
| Issuer | Chase |
| Annual Fee | $95.00 151st |
| Foreign Transaction Fee | None 1st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $5,000 9th |
Welcome Offer
| Bonus | 100,000 Chase Points |
| Min. Spend | $8,000 |
| Timeline | 90 days |
| Efficiency | 12.50 pts/$1 |
| Cash Value | $1,000 |
| Portal Value | $1,250 |
| Transfer Value | $2,000 |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| Office Supplies | 3.0x 5th |
| Shipping | 3.0x 1st |
| Telecommunications | 3.0x 5th |
| Travel | 3.0x 18th |
| Anniversary Bonus | None |
Pricing Details
| Purchase APR | 17.99%–26.99% |
| Cash Advance APR | 28.74% 24th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | 5% 75th |
| Late Fee | Up to $40 36th |
| Return Payment Fee | Up to $40 62nd |
| Min. Interest | $0.00 |
| Grace Period | 21 days 185th |
| Penalty APR | 30.24% 10th |
| Intro APR Period | None |
Benefits & Partners
| Transfer Partners | 14 Partners |
| Annual Credits | None |
| Partnership Benefits | None |
Strategy & Eligibility
| Min. Credit Score | 700+ |
| Recommended Range | Good/Excellent |
| Chase 5/24 Rule | Strict (Chase) |
| Lifetime Restriction | Yes |
| Active Family Restriction | No |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (10y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Business Specialist |
| Instant Use | Available |
Comparisons
See how the Ink Business Preferred Credit Card compares to other cards.