The World of Hyatt Business Credit Card, issued by Chase, is a Visa credit card made of plastic.
Card Details
| World of Hyatt Business Credit Card | |
|---|---|
| Network / Tier | Visa |
| Issuer | Chase |
| Annual Fee | $199.00 197th |
| Foreign Transaction Fee | None 1st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $5,000 9th |
Welcome Offer
| Bonus | 60,000 Hyatt Points |
| Min. Spend | $5,000 |
| Timeline | 90 days |
| Efficiency | 12.00 pts/$1 |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | $1,380 |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| Hyatt | 4.0x 1st |
| Fitness | 2.0x 1st |
| Restaurants | 2.0x 45th |
| Transit & Rideshare | 2.0x 8th |
| Anniversary Bonus | 1 Free Night (Cat 1–4) |
Pricing Details
| Purchase APR | 19.99%–28.49% |
| Cash Advance APR | 28.74% 24th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | None |
| Late Fee | Up to $40 36th |
| Return Payment Fee | Up to $40 62nd |
| Min. Interest | $0.00 |
| Grace Period | 21 days 185th |
| Penalty APR | 30.24% 10th |
| Intro APR Period | None |
Benefits & Partners
| Transfer Partners | None |
| Annual Credits | None |
| Partnership Benefits | 2 Programs |
| World of Hyatt | 4.0x Hyatt Points |
| World of Hyatt Discoverist Status Perk | Automatic Discoverist Elite |
Strategy & Eligibility
| Min. Credit Score | 700+ |
| Recommended Range | Good/Excellent |
| Chase 5/24 Rule | Strict (Chase) |
| Lifetime Restriction | None |
| Active Family Restriction | No |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (3y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Business Support |
| Instant Use | Available |
Comparisons
See how the World of Hyatt Business Credit Card compares to other cards.