The Free Spirit Travel More World Elite Mastercard, issued by Bank of America, is a World Elite credit card made of plastic.
Card Details
| Free Spirit® Travel More World Elite Mastercard® | |
|---|---|
| Network / Tier | Mastercard · World Elite |
| Issuer | Bank of America |
| Annual Fee | $79.00 148th Effective: $-21.00 • $100 Companion Flight Voucher |
| Foreign Transaction Fee | None 1st |
| Authorized User Fee | $0.00 1st |
| Min. Credit Line | $5,000 9th |
Welcome Offer
| Bonus | 50,000 Points |
| Min. Spend | $1,000 |
| Timeline | 90 days |
| Efficiency | 50.00 pts/$1 |
| Cash Value | — |
| Portal Value | — |
| Transfer Value | — |
Rewards Breakdown
| Base Rate | 1.00x 75th |
| Airline | 3.0x 10th |
| Restaurants | 2.0x 45th |
| Supermarkets | 2.0x 26th |
| Anniversary Bonus | None |
Pricing Details
| Purchase APR | 28.24%–35.24% |
| Cash Advance APR | 36.99% 112th |
| Cash Advance Fee | 5% 14th |
| Balance Transfer Fee | 3% 1st |
| Late Fee | Up to $40 36th |
| Return Payment Fee | Up to $29 11th |
| Min. Interest | $1.50 56th |
| Grace Period | 25 days 5th |
| Penalty APR | 36.99% 49th |
| Intro APR Period | 12 months 2nd |
Benefits & Partners
| Transfer Partners | None |
| Annual Credits | $100 Companion Flight Voucher |
| Partnership Benefits | None |
Strategy & Eligibility
| Min. Credit Score | 670+ |
| Recommended Range | Good |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | No |
| Closure Grace Period | None |
| Credit Reporting | Experian, Equifax, TransUnion |
| Product Lifecycle | Available (5y ago) |
Access & Resources
| Digital Wallets | Apple Pay, Google Pay, Samsung Pay |
| Customer Service | Unverified |
| Instant Use | No |
Comparisons
See how the Free Spirit Travel More World Elite Mastercard compares to other cards.